What You Should Know About Insurance Fraud in New Jersey

You may not know it, but insurance fraud affects both the innocent and guilty in the Garden State. Investigating an insurance fraud claim can be a time-consuming and expensive effort. If you see that your insurance company is hiking up their rates for some unexplained reason, it could be a sign that your insurer spent a lot of time and money prosecuting false insurance claims. New Jersey has some of the toughest laws when it comes to insurance fraud. If you are being charged with defrauding an insurance company, then you should know that you will most likely be investigated very aggressively. Our state even has its own office that handles insurance fraud issues – the Office of the Insurance Fraud Prosecutor. Defining Insurance Fraud According to N.J.S.A. 2C:21-4.6b: “A person is guilty of the crime of insurance fraud if that person knowingly makes, or causes to be made, a false, fictitious, fraudulent, or misleading statement of material fact in, or omits a material…

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