What to Do If You Are Injured on the Job and Your Employer Doesn’t Have Workman’s Comp?

Even if you are in an industry where you aren’t entitled to workers’ compensation, there is still the possibility that you can make a personal injury claim. Although in most cases Missouri employers are required to carry workers’ compensation, there are some industries and occupational arrangements that employers can have with an employee that mean they don’t have to carry the coverage. Occupations like seasonal or domestic workers, those who work offshore, and independent contractors are typically not covered by workers’ compensation; offshore workers are covered under a different system called the “Jones Act.” If you are injured at work and you aren’t entitled to workers’ compensation, there might be times when you can receive compensation for your injuries, and other instances when they are your financial responsibility. If you have an arrangement that specifically excludes you from being eligible for workers’…

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