What Is Subrogation?

How subrogation works in regard to a personal injury case. Subrogation often plays a big role with regard to personal injury claims, which is why we feel it’s important to explain this legal concept in layman’s terms, as well as what it may mean to your case. What Is Subrogation? How Does It Work? Subrogation can be defined as a legal concept which allows an insurance company to recover money that they’ve already paid out in a claim when another party is determined to be liable. The reason most people are unfamiliar with the concept of subrogation is because the process often only concerns insurance companies. The victim pays their insurance company to cover them financially in such instances, but the insurance company also has the right to seek reimbursement when it’s determined that another party is ultimately responsible. Say, for example, you suffered a personal injury caused by someone else’s negligence. You then seek medical…

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