What Can I Expect After I File for Bankruptcy?

Making the decision to file for bankruptcy can be a particularly traumatic experience, but often the greatest source of anxiety is facing the unknown about what comes next. Will you always have this cloud hanging over you? How will you be able to get back on your feet financially? These can be challenging questions to ask, but it can be reassuring to remind yourself that millions have been down the road of bankruptcy before, and they have come out better on the other side of it. To help quell your doubts, it helps to become familiar with what you can expect after you file for bankruptcy, whether it is Chapter 7 or Chapter 13 bankruptcy. First, the good news: once you file for bankruptcy the harassing letters and phone calls from debt collectors will stop. For most people who file for bankruptcy, this has been a slowly building burden over the course of a few years that is suddenly lifted off their backs. Filing for bankruptcy can put you back into the driver’s seat when…

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