Two great mortgage op-eds in today's New York Times

Read Bethany McLean's perspective on 30-year mortgages here, and Alex Perriello's solution to our current crisis in underwater mortgage's here. Alex's solution is eerily similar to the Van Niel mortgage solution (here), which I've been touting for over a year now, and not just because I'm married to the Van Niel in question. Update (1/7/11): see here for how that proposal might work in practice.

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