The Elusive Market Turn

As we start the new year, the elusive market turn is on the minds of all insurance professionals. The 2009 combination of a tough economy and an intensely competitive insurance market was not kind to most insurance organizations, and 2010 is not showing any signs of change. So when will a change come? One underwriter commented in late 2008 that the change would occur on 1/1/09 because prices were too low. Obviously wrong. William R. Berkley, chairman and chief executive…

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