Tag Archives: Repayment

Student Loan Repayment Tips for After Graduation

Federal Student Loan Repayment TipsIf you are graduating in May or June and have student loan debt, then you should have a repayment strategy in place. There are different rules for federal and private student loans, which means your strategy … Continue reading

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Income-Based Repayment Can Have the Same Effect as Discharging Student Loans

If you have a federal student loan, and you’re not making enough to pay your loan payments (or you are completely unemployed), you may be looking for relief from your loans. In fact, you may be looking to explore options … Continue reading

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If You Have Student Loans, You Could be Eligible for Income-Based Repayment Options

Americans owe more than $1.4 trillion in student loans. Federal loans account for a majority of the student loan debt in the US. However, there are multiple types of federal student loans that are or were available to borrowers. Many … Continue reading

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Can I Change My Income-Driven Repayment Plan?

Income-driven repayment plans are a lifesaver for borrowers who are struggling with monthly federal student loan payments. These programs limit your monthly payments to a percentage of your discretionary income. Employment is not a perquisite for enrolling in an income-driven … Continue reading

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How to Modify a Chapter 13 Bankruptcy Repayment Plan

When your Chapter 13 bankruptcy begins, the payments under your Chapter 13 plan are based upon the secured debt you owe and the amount of money you have as "disposable income." Your "disposable income" must be committed to repayment of … Continue reading

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