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Tag Archives: Repayment
Student Loan Repayment Tips for After Graduation
Federal Student Loan Repayment TipsIf you are graduating in May or June and have student loan debt, then you should have a repayment strategy in place. There are different rules for federal and private student loans, which means your strategy … Continue reading
Income-Based Repayment Can Have the Same Effect as Discharging Student Loans
If you have a federal student loan, and you’re not making enough to pay your loan payments (or you are completely unemployed), you may be looking for relief from your loans. In fact, you may be looking to explore options … Continue reading
Posted in Bankruptcy Law
Tagged Discharging, Effect, IncomeBased, Loans, Repayment, Same, student
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Can I Change My Income-Driven Repayment Plan?
Income-driven repayment plans are a lifesaver for borrowers who are struggling with monthly federal student loan payments. These programs limit your monthly payments to a percentage of your discretionary income. Employment is not a perquisite for enrolling in an income-driven … Continue reading
How to Modify a Chapter 13 Bankruptcy Repayment Plan
When your Chapter 13 bankruptcy begins, the payments under your Chapter 13 plan are based upon the secured debt you owe and the amount of money you have as "disposable income." Your "disposable income" must be committed to repayment of … Continue reading