Tag Archives: Insured

Insured operating cold storage business entitled to defence with respect to claim by customer for damages arising from loss of products

Insurance law – Commercial general liability insurance – Exclusions – Duty to defend – Practice – Appeals Intact Insurance Co. v. Clauson Cold & Cooler Ltd., [2018] A.J. No. 1470, 2018 ABQB 997, Alberta Court of Queen’s Bench, December 7, … Continue reading

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D&O Insurance: Additional Named Insured Entitled to Defense Cost Advancement

It is not uncommon for companies to add third parties as additional named insureds to their D&O insurance policies. Most of the time that doesn’t cause any problems. However, serious problems can arise in a subsequent claim if a company’s … Continue reading

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D&O Insurance: No Coverage for Alleged Misconduct Not Undertaken in an Insured Capacity

One of the basic requirements in order for coverage to be triggered under a directors’ and officers’ liability insurance policy is that the misconduct alleged must have been undertaken by insured individuals in an “insured capacity” – that is, in … Continue reading

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Hiring a sexual offender who causes harm is an insured ‘accident’ (US)

The California Supreme Court held that the negligent hiring, retention and supervision of an employee who sexually abused a 13-year old at a school where he was working was an ‘accident’ for the purposes of a general liability policy. In … Continue reading

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Under Florida Law Court Agrees the Insured and the Insured’s Attorney’s Conduct Are Relevant to Bad Faith

Summary: An insured motorist who sustained injuries in a motor vehicle accident brought a first party bad faith action alleging the automobile insurer acted in bad faith in attempting to settle the claim for underinsured motorist (UIM) benefits. The district … Continue reading

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