Sticking to a budget: One small step for a law student

Want to get your student loans paid off faster?  Would you like to retire a bit earlier? What if I told you there was an easy step you could take right now that would help you accomplish those goals? These questions may sound like the beginning of an infomercial or recruitment for a pyramid scheme, but getting into the simple habit of making a budget is both easy and can have lasting substantial benefits. Budgeting nonsense To those who have never made a budget, it seems like a silly exercise.  For years, I felt this way. I’ve always considered myself someone who was responsible with money.  I don’t buy extravagant or unnecessary things.  I live within my means, and I try to only spend when necessary.  When you live that way, budgeting seems like a waste. Sticking to a reasonable budget for a long time is a good way to save a ton of money. Even if you aren’t already living a frugal lifestyle, budgeting can seem…

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