Georgia Court Parses Language in Insurance Contract, Offsetting Plaintiff’s Recovery by Amount Already Paid by Insurer

Earlier this month, a state appellate court issued a written opinion in a Georgia car accident case requiring the court to determine if the plaintiff’s recovery amount should be reduced by the amount of money that the insurance company paid the plaintiff before the case was resolved. Ultimately, after closely reading the language in the insurance contract, the court concluded that such an offset was appropriate, reducing the plaintiff’s recovery amount by over $22,000. The Facts of the Case According to the court’s opinion, the plaintiff had an insurance policy with the defendant insurance company. The case arose when the plaintiff was injured in a Georgia car accident with an uninsured driver. Evidently, the uninsured driver failed to yield at an intersection, striking the plaintiff’s vehicle. The matter of whom was at fault was not important to the court’s opinion; it was assumed that the other driver was responsible for the accident. The…

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