Figuring Out Health Insurance After Divorce

One of your first considerations after filing for divorce should be how it will affect your health insurance coverage because most spouses share an insurance plan. If your insurance plan is through your employer, you have little to worry about. You may be able to switch to a cheaper plan if you do not have children to cover. If you were on your former spouse’s health insurance plan, you will lose your insurance coverage. There are several ways to continue your health insurance after divorce, though some plans are expensive. Joining an Employee Plan Your own employer should be the first source you consider when looking for health insurance coverage. If your employer provides health insurance, you have likely been notified each year of your option to sign up for the employee plan during the open enrollment period. Your divorce is a qualifying event that allows you to enroll for employee health insurance at any time of the year, as long as you make the request within…

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