Expungements and Student Loans

If you have a criminal conviction on your record, and you want to apply for student loans, you should know that there may be some restrictions on your ability to obtain assistance. First, the most common type of convictions that affect your ability to apply for and receive federal student loans are drug-related convictions. In addition, if you have been convicted a sexual offense (forcible or non-forcible) and are subject to an involuntary civil commitment upon the end of your term of incarceration for that offense, you are ineligible to receive a Federal Pell Grant (although you may be eligible to receive federal student loans). If you have been convicted of any other type of crime, including robbery, homicide, theft or other offenses, you will still be able to apply for and receive student loans as long as you otherwise meet the lender’s criteria. Be aware, however, that no matter what kind of conviction you have incurred, you will be required to answer a question on…

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