Can I Purchase a Car While on Supplemental Security Income (SSI)?

Many people who are disabled and collect Supplemental Security Income (SSI) maintain the ability to drive, despite their conditions.  At some point, the person with disabilities may need to purchase a new car, and since their benefits are needs-based, they may wonder what their restrictions are and if they can purchase a car while on Supplemental Security Income. Supplemental Security Income (SSI) is not to be confused with Social Security Disability Insurance (SSDI), which is a disability benefit for workers who have accumulated enough work credits.  For people collecting this type of benefit, there is no limit to how many cars you can own. SSI, however, is a benefit for low-income individuals who have either never worked or have not accumulated enough work credits (or enough work credits in the time necessary) to qualify for SSDI.  If you are receiving this benefit, there are certain limitations that apply when purchasing vehicles. Specifically, an SSI…

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