Bad Faith And Breach Of Contract

The general rule in first party insurance cases is that in order to recover for bad faith insurance causes of action and insured must first prove a breach of the insurance contract.  There is an exception to this rule.  The exception is discussed in this July, 2018, opinion from the United States 5th Circuit.  The opinion is styled, Glen Moore v. Allstate Texas Lloyd’s. This case is an appeal from a summary judgment granted in favor of Allstate.  The case resulted from a lawsuit filed in State Court and the removed to Federal Court by Allstate.  This court sustained the ruling in favor of Allstate. Moore alleged his property “suffered incredible damage due to storm related conditions.”  Moore alleged there were a “laundry list of perils, which Allstate would not cover under the claim.” Continue reading

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