Are You Liable for the Debts of Your Spouse or Future Spouse?

One of the most frequent questions consumer lawyers get is the extent of liability that a spouse has for the debts that are incurred by the other. Sometimes spouses are worried about being responsible for debts incurred by the other spouse during the marriage, and other times people may ask whether they will become liable for these debts if they marry someone who is already in debt. The short answer is that in Florida, you are only responsible for those debts you sign to or agree to pay back; getting married does not automatically turn your future spouse’s debt into yours. Even once you are married, you are not automatically liable for debts incurred by your spouse in his or her name only. General rules apply depending on the type of debt: Credit Cards/Retail Debt You are not liable to pay back debts incurred by your spouse on his or her retail or credit account, and you can’t be sued on them. Only if you opened the account as a cosigner, guarantor or account holder…

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