And Baby Makes Three

Fans of the British royal family are celebrating the arrival of the 7th in line to the British throne, and even some of us here in the colonies will admire the paparazzi pics of baby Sussex and speculate about what his first name will be. It seems unlikely that this Little Prince will be born into a world of financial worries. For the rest of us commoners, though, having a baby is a fundamental life change that raises new financial and legal considerations. Prince Harry and Meghan, Duchess of Sussex are a young, married, heterosexual couple having their first child, but there can, of course, be many, many variations on expanding the family. A parent may be single. Parents may be same-sex. Parents may not be married. Parents may not be romantic partners. One or both parents may be re-partnered and already have children with a previous partner, meaning the new baby will have step-siblings. Parents may choose adoption, insemination or surrogacy, each of which comes with its own…

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