5 Smart Ways to Spend Your Tax Refund

Many people are expecting smaller tax refunds this year due to the recent overhaul of federal tax laws. In some cases, filers who are used to receiving a refund are discovering they owe money this year. For those of you who are going to receive a sizable refund this year, we encourage you to stick around and read our blog.If you do manage to receive a tax refund without difficulty this year, then you could use the extra funds to bolster your finances. Depending on your situation, even a few hundred dollars can go a long way. If you want to be more financially responsible this year, then use your tax refund wisely.How You Could Spend Your Tax Refund This YearAdd to an emergency fund. Hopefully, you already have an emergency fund. If you do not, this year is a perfect time to start one. Without adequate savings, any surprise expenses can put you in major debt for months or years to come. Use your refund to make a significant deposit to your savings.Pay off debts. Your tax refund…

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