What's the Statute of Limitations for Credit Card Debt in Arizona?

Well, according to this site, the Governor has now signed HB 2412 into law. This version of the statute of limitations makes substantive changes to the rights of creditors and debtors, and doesn't "clarify" anything; it changes those rights, in a way hostile to debtors and favorable to credit card companies. Previously, if there was a written contract, the statute of limitations was six years, and if no contract existed or was produced, the statute of limitations was three years on the "open account". NOTHING IN THIS BANKRUPTCY BLOG CONSTITUTES LEGAL ADVICE RE A CHAPTER 7, CHAPTER 13, CHAPTER 11, OR CHAPTER 12. FIND AN ARIZONA BANKRUPTCY ATTORNEY WHO IS BOARD CERTIFIED IN BANKRUPTCY LAW, AV RATED, AVVO 10, ON SUPERLAWYERS, OR JUST VERY EXPERIENCED AND A FORMER CHAIR OF SOME BANKRUPTCY THINGIE. NOTHING HERE MAY BE USED AS LEGAL ADVICE IN CONNECTION WITH ANY BANKRUPTCY, WHETHER THAT BANKRUPTCY IS IN PHOENIX, GLENDALE, TEMPE, MESA, SCOTTSDALE, GILBERT, CASA GRANDE, OR ANYWHERE ELSE IN ARIZONA!

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