Understanding Wage Garnishment in Texas and How it Affects You

Most states limit the amount that a creditor can garnish from your paycheck for delinquent debts. Texas laws that limit the amount that a creditor can take from your wages to pay your debts are much stricter than the federal laws regarding wage garnishment also known as wage attachments. Based on Texas law, a creditor cannot garnish your wages for anything other than student loans, alimony, child support, or taxes. The laws are very specific, and even set specific limits regarding how much of your wages can be garnished to pay your past due debts. What is a Wage Attachment or Garnishment? A wage attachment is a court order that is sent from a creditor to your place of employment. It orders your employer to withhold a specific amount of your paycheck then forward those funds on to your creditor. There are different rules regarding garnishment that apply to different debts. These laws limit the amount that a creditor can garnish from your check. Your employer will be sent…

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