Tag Archives: Lending

Alternative Lending Approaches: 6 Key Points

The next in our series of posts sharing key takeaways from panels at the Healthcare & Life Sciences Private Equity and Lending Conference discusses approaches to alternative lending. It is authored by our colleagues Carmelo Chimera, Mark Kromkowski and Donald Ensing. * … Continue reading

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FCA consults on changes to responsible lending rules and guidance following mortgage market study

On 26 March 2019, the FCA published Consultation Paper 19/14: Mortgage customers: proposed changes to responsible lending rules and guidance (CP19/14). By way of background, the FCA is concerned that some consumers cannot switch to a more affordable mortgage despite … Continue reading

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Agency Activity in Small-Dollar Lending

Earlier this month, the Federal Deposit Insurance Corporation (FDIC) published a Request for Information (RFI) seeking public comment on issues related to small-dollar lending by FDIC-supervised financial institutions. Specifically, the RFI solicits comments about “consumer demand for small-dollar credit products, … Continue reading

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CFPB Signals Potential for Fair Lending Rulemaking

This post recently appeared in our sister publication, Consumer FinSights. In its recently published Fall 2018 Rulemaking Agenda, the Bureau of Consumer Financial Protection announced that it is considering future rulemaking activity regarding the requirements of the Equal Credit Opportunity … Continue reading

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Article on Borrowing in the Shadow of Death: Another Look at Probate Lending

David Horton published an Article entitled, Borrowing in the Shadow of Death: Another Look at Probate Lending, 59 Wm. & Mary L. Rev. 2447-2512 (2018). Provided below is an abstract of the Article. “Fringe” lending has long been controversial. Three… … Continue reading

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