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Tag Archives: Forbearance.
FCA Thematic Review on the management of long-term mortgage arrears and forbearance
On 6 December 2018, the FCA published a webpage providing the findings of Thematic Review 18/5: Management of long-term mortgage arrears and forbearance (TR18/5). The publication of TR18/5 follows an FCA review which specifically focused on firms’ interactions with customers … Continue reading
Posted in Banking and Finance law
Tagged Arrears, Forbearance., LongTerm, Management, Mortgage, Review, Thematic
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Council and Parliament include regulatory forbearance in ESAs review proposal
The legislative review of the European Commission proposal amending, amongst other things, the regulations establishing the European Supervisory Authorities (so called “ESAs review proposal”) continues in the Council and in the European Parliament. The Commission’s proposal has given rise to … Continue reading
Posted in Banking and Finance law
Tagged Council, ESAs, Forbearance., include, Parliament, Proposal, Regulatory, Review
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Key Differences Between Forbearance and Loan Modification
When a borrower is defaulting or about to default on a loan, the lender can offer to modify the loan agreement to allow the borrower to repay the debt and avoid the consequences of violating the agreement. Loan forbearance is … Continue reading
Posted in Banking and Finance law
Tagged between, Differences, Forbearance., Loan, Modification
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Loan Modification vs Forbearance. Things to Consider.
At the point in time when the economic structure of loan becomes financially unsupportable for the borrower, a lender is faced with a few options. The lender could simply default the loan and begin collection activity. Alternatively, the lender could … Continue reading
Posted in Banking and Finance law
Tagged consider, Forbearance., Loan, Modification, Things
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