Tag Archives: Credit

National Credit Adjusters, LLC (NCA) & Hochstein Guilty of Consumer Fraud

National Credit Adjusters, LLC and Bradley Hochstein admit to illegal consumer debt collection practices. Company and Its Former CEO Engaged In Illegal Debt Collection Practices (Reprint from CFPB announcement 7/13/18) The Bureau of Consumer Financial Protection (Bureau) announced a settlement … Continue reading

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Enforcing the Fair Credit Reporting Act Through Private Actors

Suppose you open your credit report to discover that your mortgage lender has been reporting inaccurate information. You contact your lender, but the information remains uncorrected and your credit plummets. Out of options, you sue the lender. But your lawsuit … Continue reading

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Credit Suisse to pay $30 million for Asia-Pacific region FCPA violations

By Rodney F. Tonkovic, J.D.Credit Suisse Group AG will pay almost $30 million in disgorgement and interest to resolve charges that it violated the FCPA. The SEC charged the company with seeking to win business in the Asia-Pacific region by … Continue reading

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How Your Spouse’s Bad Credit Can Affect You

You’re probably aware that your credit score is an assessment of the risk in making a loan to you. This score is based on your ability to repay debt. But what happens when you marry someone with bad credit or … Continue reading

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How to Rebuild Credit After Bankruptcy

To rebuild credit after bankruptcy, you need to have a plan. That plan has to be better than the one that landed you into bankruptcy in the first place. Sure, it’s a huge relief to have all that debt off … Continue reading

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