Tag Archives: Credit

FINRA Issues 2018 Regulatory Guidance on Securities Backed Lines of Credit

On January 8, 2018, the Financial Industry Regulatory Authority (“FINRA”) published its Annual Regulatory and Examination Priorities Letter (“2018 Letter”).  The purpose of this letter is to highlight certain issues of importance to FINRA in the upcoming year, and serves … Continue reading

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PRA Dear Chair letter – follow-up to PRA Statement on consumer credit

The PRA has published a Dear Chair letter which follows up on its Statement on consumer credit issued on 4 July 2017 (our blog is here). The previous PRA Statement raised ten issues for firms to consider and firms with … Continue reading

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ESMA thematic report on fees charged by Credit Rating Agencies and Trade Repositories

The European Securities and Markets Authority (ESMA) has published a Thematic Report on fees charged by Credit Rating Agencies (CRAs) and Trade Repositories (TRs). ESMA’s key areas of concern across the CRA and TR industries with regard to the fee … Continue reading

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What You Need to Know About a Divorce and Its Effects on Your Credit

It’s no secret that a divorce is a difficult and painful process. It represents an end to a way of living you may have grown familiar with and attached to, taking a heavy toll on your mental and emotional well-being. … Continue reading

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How Long Does Chapter 7 Bankruptcy Stay On My Credit Report?

Filing Chapter 7 Bankruptcy in Roseville, Minnesota is a life changing event. To me, there is no better way to get your life back than to push the reset button and move on with your life. Living with overwhelming debt … Continue reading

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