Risk & Syndication

Insurers spread risk, primarily through reinsurance, in order to take on greater risk through their insurance polices than they could retain on their own. Syndication and subscription policies are other means to share risk which reduces an insurers exposure to any one loss. Lloyds of London has used subscription policies for years as a means of spreading risk. The concept of syndication, or using a number of insurers to write a risk, also makes sense for insureds in our current…

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