How to Qualify for Medicare and Medicaid

Medicare and Medicaid are different programs. Medicare provides health insurance for people age 65 and over, and Medicaid covers care for certain low-income individuals. However, it is possible to qualify for both programs at the same time, which is known as “dual eligibility.” There are about 11 million people who are dual eligible, including many seniors who are in nursing homes. Here is what you need to know about qualifying for both Medicare and Medicaid. The first thing to know is that eligibility for the two programs is separate. Anyone who qualifies for Social Security benefits (retirement or disability) is eligible for Medicare. Medicaid is state-administered, and there are income and resource requirements. There are also different levels of Medicaid coverage, so a person who is dual-eligible may fall into one of these four categories: Qualified Medicare beneficiaries may pay for Part A and Part B premiums, deductibles, copayments and coinsurance. Specified…

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