How to Avoid Being Dropped by Insurance Companies

Can My Insurance Company Drop Me? Here at Wittenstein & Wittenstein, rarely does a day go by without somebody asking us if their insurance company can drop them.  People pay for insurance, but are afraid to use it for fear of being dropped. That’s why we thought it would be helpful to address this, and the related issue of when an insurance company can raise your rates. When Can My Insurance Company Drop Me? An insurance company can drop you whenever they’d like to, and no reason is required. Most of the time however, insurance companies like to keep their customers. So they’re not likely to drop you unless it starts to look like they’ll have to pay out a lot more than what they collect from you.  Insurance companies can do this through cancellation or non-renewal. Cancellation Cancellation is when an insurance company stops covering you during the term of your contract. This typically occurs if you’ve violated the…

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